CDs & IRAs

Certificates of Deposit

When you want safety in your investments, look right here. CDs provide a competitive fixed interest rate, so you know exactly how much you'll accumulate at the end of your term.

  • A variety of maturing options, from 3-36 months
  • Convenient automatic renewal option
  • Option of having interest payments made by check, transfer, or direct deposit
  • Competitive interest rates

 

Individual Retirement Accounts (IRAs)

Grow your retirement funds in a way that best suits your lifestyle and financial goals. Our retirement accounts are easy to open, so you can get started right away.

Roth IRA

  • While there are no current-year tax benefits, your contributions and earnings can grow tax-free, and you can withdraw them tax-free and penalty free after age 59 1/2 and once the account has been open for five years.

Traditional IRA

  • A traditional IRA is a type of individual retirement account that lets your earnings grow tax-deferred. In some cases, the contributions are tax deductible. You only pay taxes when you make withdrawals in retirement.

 

*Consult your tax advisor to decide which IRA is best for you.

 

 

 

 

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